Home Loan Gateway
Home Loan Gateway

                 By Prosperity Home Mortgage, LLC

                                          ...for when life happens.

The Prosperity Home Loan Gateway mortgage program is designed to help meet the needs of borrowers who have experienced unfortunate financial circumstances in the past—such as bankruptcy, short sale or foreclosure, or late mortgage payments.

If you have the ability to repay a mortgage but don’t qualify for traditional mortgage financing, we may be able to help!

Features of Home Loan Gateway:

  • Loan amounts available up to $1,500,000.
  • 30 year fixed rate and 5/1 adjustable rate mortgage (ARM) loans available.
  • Borrowers may qualify for home financing just 2 years after a Chapter 7 or 11 bankruptcy dismissal/discharge date or foreclosure completion date.
  • Higher debt-to-income (DTI) ratios up to 50% under certain circumstances.
  • On primary residences, borrower’s family members may provide 100% gift funds for down payment.

Contact us for more information.

Contact Us

The loan option listed above may not be the best product for all borrowers. Please consult your mortgage consultant to discuss your financing options.

All first mortgage products are provided by Prosperity Home Mortgage, LLC. (877) 275-1762. Prosperity Home Mortgage, LLC products may not be available in all areas. Not all borrowers will qualify. Licensed by the NJ Department of Banking and Insurance. Licensed by the Delaware State Bank Commissioner. Also licensed in District of Columbia, Georgia, Indiana, Maryland, Michigan, North Carolina, Pennsylvania, South Carolina, Tennessee, Virginia, and West Virginia. NMLS ID #75164 (NMLS Consumer Access at http://www.nmlsconsumeraccess.org/) ©2017 Prosperity Home Mortgage, LLC. All Rights Reserved.